SR.NO.	PARAMETERS	PARTICULERS
1	Target Group	Micro, Small and Medium Enterprises (Manufacturing/Service) (Excluding Educational Institutions, Self Help Group, Joint Liability Group). both Manufacturing and Services, along with self-employed by way of Fund based and non-fund based exposures against the security of Land and Building belonging to the unit or promoters of the unit or close relatives of the promoters.
2	Eligibility	a) Individuals/Partnership firm (other than partnership firms where HUF is a partner)/ company (excluding NBFC)/ Traders/ Businessmen/ professionals or self-employed persons/ proprietary firms.
3	Type of Facility	1. Working Capital – Secured OD (Fund Based and Non-Fund Based). 2. Term loan
4	Quantum of Exposure	1. Manufacturing Units: Rs.20 Crores. 2. Service Units : Rs.10 Crores.
5	Margin	Term Loan, Working Capital & Non-Fund based – As per extant guidelines .
6	Rate of Interest	As per bank policy.
7	Repayment/ Moratorium	Term Loan - 10 years including moratorium. Working Capital-Tenable for One year
8	Primary Security	Assets created out of the Bank Finance.
9	Collateral Security	1. Mortgage of immovable properties with value of 100% to 150% of theloan amount depending upon the location.