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WOMENS SECTOR
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WOMENS SECTOR
WOMENS SECTOR
MSME SECTOR
TRADERS SECTOR
MACHINERY & EQUIPMENT FINANCE FOR CONTRACTORS
HOTEL INDUSTRIES
FOOD PROCESSING UNIT, COLD Storage / Cold Chain
EDUCATIONAL INSTITUTE
PROFESSIONALS SCHEME
LOAN AGAINST PROPERTY (LAP)
Hospital / Nursing Home / Diagnostic Centre
LEASE RENT DISCOUNTING (LRD)
OTHER SERVICES.
WOMENS SECTOR
SR.NO.
PARAMETERS
PARTICULERS
1
Group / Sector
To meet business related needs including purchase/ construction of business premises, machinery, equipment’s, vehicles and working capital requirements of WOMEN under Micro and Small Enterprises including Retail Traders.
2
Eligibility
Individuals, Proprietorship concern, Partnership firm, LLP, Corporate bodies (In case of Partnership Firm, the majority of partners should be women and in case of Companies the management should be controlled by the Women).
3
Type of Facility
Term loan and/or Working capital by way of Overdraft facility ________________________________________
4
Quantum of Exposure
Above Rs. 10.00 lakhs and upto Rs. 2.00 Crores
5
Margin
20%
6
Rate of Interest
As per bank policy.
7
Repayment/ Moratorium
Maximum 84 months including suitable moratorium WC - Tenability of 2 years subject to annual review
8
Primary Security
Hypothecation of assets created out of Bank finance
9
Collateral Security
Up to Rs. 1 Crore to be covered under CGTMSE at the option of the borrower else Equitable Mortgage of Title Deeds (EMT) of property to the extent of 60% of the loan amount
Note : Conditions apply. The information provided above is only illustrative and not exhaustive.
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