SR.NO.	PARAMETERS	PARTICULERS
1	Group / Sector	To meet credit requirements to purchase land & building and/ or set up a unit for business of Hotels / Restaurants / Lodges / Guest Houses / Motels /  Pizza Centres(Franchises) / Mess / Canteen / Catering Services /  Coffee Shop / food and beverage joints with entertainment /  To upgrade /Renovate /Expand existing units by purchase of Furniture and Fixtures /Machineries / Equipments / Vehicles etc.
2	Eligibility	Individual, Proprietorship / Partnership firms, Limited Liability Partnerships (LLPs), Private / Public Ltd. Cos. Units under MSME in Service sector with original investment in equipments not exceeding Rs. 5.00 Crores. Units must have valid license(s), wherever applicable, to establish & conduct such business by Municipal/Local Administration.
3	Type of Facility	Term Loan: Maximum upto Rs. 10.00 Crore Overdraft: Maximum overdraft limit up to Rs. 50.00 lac. Total Cumulative Exposure: Rs.10.00 crore
4	Quantum of Exposure	For Term Loan: Maximum - Rs. 10 crores. For Overdraft: Maximum overdraft limit up to Rs. 50.00 lac.
5	Margin	25% for both Term Loan and Working capital
6	Rate of Interest	As per bank policy.
7	Repayment/ Moratorium	Repayment: Upto 10 years including moratorium period is as per bank policy.
8	Primary Security	Hypothecation of entire equipment, Current & Non-current assets of the unit purchased out of the Bank Finance. Mortgage of Land & Building with existing / future construction thereon.
9	Collateral Security	If the Primary Security is in the shape of Land &Building Residual Value over and above 135% of the Term Loan outstanding shall be treated as collateral security.

Note : Conditions apply. The information provided above is only illustrative and not exhaustive